Fire Protection Tips for Your Valuables

1/23/2023 (Permalink)

Fires are a serious threat to our homes and valuables.

Fires are a serious threat to our homes and valuables. The best way to protect your home from fire is to have an early warning system in place. However, even with these precautions in place sometimes fires still happen and can be devastating for homeowners who aren't prepared for it—that's why it's important that you take steps now to protect yourself from this threat before it happens!

Insurance Coverage

Check your current homeowner's or renter's insurance policy to make sure that it includes full replacement value for any valuables you have. If not, consider changing to a policy that does include this coverage.

Examine your policy for fine print about items excluded from coverage, such as artwork and jewelry, which are typically covered only up to a certain dollar amount. Your best bet is to take inventory of all of your valuables before they become damaged or destroyed by a fire.

Keep records of each item’s value in addition to photos documenting what was lost and its approximate value. It is also important to keep receipts for big purchases such as artwork bought at galleries or online marketplaces.

Use Fire-Resistant Safes and Cabinets

Consider purchasing a fireproof safe or cabinet. Fireproof safes are available in a variety of sizes and styles. Consider where you want to store the safe, and how much you can afford to spend. Safes can be opened with a key or combination, or by fingerprint. 

While these may be expensive, they can save your valuables from the fires that are increasingly common in our world. Fireproof safes and cabinets should be tested regularly by a certified technician to ensure that they remain functional and useful in the event of a fire. 

Documents in Two Places

Store copies of important documents at an off-site location, such as with a trusted friend or family member.

Store digital copies of documents in cloud services, which can be accessed from anywhere and are automatically backed up on a regular basis.

Fire is a significant risk to our possessions; we can do things to protect them from it.

If you haven't experienced a fire before, it's important to know that they're one of the most common causes of home insurance claims. Fire can destroy not only your property but also your valuables and belongings. It could happen to anyone at any time—and there are steps you can take to protect yourself from this risk. 

When you experience a fire in damage in your home or business, SERVPRO of New Hyde Park/Mineola is here to help! Give us a call to get your New Hyde Park home back to normal as quickly as possible.